✨
Level up your finances β€” 100% free

Feel good about your money β€” no spreadsheets, no stress

Aspen helps you set goals, track your spending, and stay on top of your finances with ease. Earn rewards while saving for what matters β€” completely free, always.

Assets

$12,420

2.4% from last month

Income

$3,250

Monthly average

Streak

7 days

+100 XP earned

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Smart Insights

Smart insights that help you grow

Aspen's AI analyzes your spending patterns and provides personalized feedback to help you reach your goals.

You're on a 7-day streak! Keep logging in to earn more rewards and reach your savings goal faster. 🎯

Streak

You've saved $345 this month by cutting back on dining out. That's 23% better than last month! 🍽️

Insight

You're 70% to your vacation goal! Just $630 more and you'll be ready for that beach trip. β˜€οΈ

Goal

You've earned 430 XP this month! You're in the top 15% of savers in our community. πŸ†

Achievement
Our Privacy Promise

Your data is yours. Period.

We never sell your data. We never show you ads. Your financial information stays private, secure, and 100% under your control.

No Data Selling

Your financial data is never sold to third parties or used for advertising.

Always Free

No premium tiers, no subscription fees. All features are completely free, forever.

Bank Level Security

We use advanced encryption and security practices to keep your financial data safe.

Smart Tracking

See your money in a new light

Track spending, set goals, and watch your savings grow with intuitive visualizations that make managing your finances simple and stress-free.

Dynamic Charts

Transaction Tracking

Goal Setting

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Monthly Summary

June 2023

$4k
$3k
$2k
$1k
$0
Jan
Feb
Mar
Apr
May
Jun
Income
Expenses
June 2023
Income
$3,900
Expenses
$2,000
Saved
$1,900
Testimonials

What our users are saying

"I've tried so many budgeting apps, but Aspen is the only one that actually made me feel good about my finances instead of anxious. Plus, it's actually fun to use!"
J

Jamie K.

Saved $2,400 in 6 months

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"The gamification aspect is genius. I went from dreading checking my bank account to eagerly logging in daily to maintain my streak. And it's completely free which is amazing."
M

Marcus T.

25-day streak

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"I appreciate that Aspen doesn't sell my data like other 'free' finance apps. The privacy focus combined with the helpful insights has made this my go-to money app."
A

Aisha N.

Reached vacation savings goal

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"As a college student with limited income, I was worried about paying for a budgeting app. Finding Aspen was a game-changerβ€”all features available for free and actually designed for young people."
T

Tyler J.

Student at Penn

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From the Founder

As a first-generation, low-income college student and self-proclaimed personal finance nerd (yes, I manage 10 different credit cards), I built Aspen to be the financial tool I always wished I had growing up.

Coming from a background where financial literacy wasn't taught at home or school, I had to learn everything the hard way. I understand the challenges of optimizing rewards, tracking expenses across multiple accounts, and finding the perfect balance between saving and spending when every dollar counts.

Aspen isn't just another finance app β€” it's built by someone who had to navigate financial systems without guidance. I'm excited to share this tool with fellow students, first-generation professionals, finance enthusiasts, and anyone looking to improve their relationship with money.

Ryan, Founder of Aspen

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Key Features

Features that make money management actually enjoyable

All features are 100% free. No premium tiers, no paywalls, no subscriptions.

Smart Budgeting

Set and track your budgets with intelligent suggestions based on your spending habits.

Spending Insights

Get personalized insights and recommendations to optimize your spending habits.

Gamified Experience

Maintain streaks, earn XP and achieve milestones that make managing money motivating and fun.

Savings Goals

Create and visualize progress toward your financial goals with automatic tracking and celebrations.

Ready to take control of your finances?

Join thousands who are already tracking, saving, and growing their finances with Aspen. 100% free, forever.

Common Questions

Frequently Asked Questions

Is Aspen really 100% free?

Yes! Aspen is completely free to use. We don't have premium tiers, paywalls, or subscription fees. All features are available to all users at no cost.

How does Aspen make money if it's free?

We're focused on creating the best financial experience first. In the future, we may offer optional premium services, but our core features will always remain free.

Is my financial data safe with Aspen?

Absolutely. We use bank-level encryption and security practices to keep your data safe. We never sell your data to third parties and you have complete control over your information.

How do I get started with Aspen?

Simply sign up for a free account, connect your financial accounts if you wish (or enter data manually), and start setting your budgets and goals. Our intuitive onboarding will guide you through the process.

Can I use Aspen on my phone?

Yes! Aspen works beautifully on mobile devices through your web browser. We're also developing native mobile apps that will be coming soon.